do you use your credit card often

**Tinman** · #11 (**permalink**) 06-09-2008, 01:29 AM

I'd be lost without my credit card I use it daily and several times a day usually.
I pay all my bills online and go shopping with it. I clock up lots of points which then allows me to go the expensive theatres or entertainment when I'm in a big city, plus lots of other things like dining out vouchers - So that's a real reward for paying all my bills!

**ilya@strongbusinesscredit** · #12 (**permalink**) 06-13-2008, 08:15 AM

A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.However, some companies out there offer "business" credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are.When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own.

Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for "strong business credit" (just like that in quotes) to find services that sell the information.

Good luck,

Ilya Bodner
Small Business Owner
Initial Underwriting Group

**anuj.pathania** · #13 (**permalink**) 06-14-2008, 07:21 AM

Quote:

Originally Posted by Tinman

I'd be lost without my credit card I use it daily and several times a day usually.
I pay all my bills online and go shopping with it. I clock up lots of points which then allows me to go the expensive theatres or entertainment when I'm in a big city, plus lots of other things like dining out vouchers - So that's a real reward for paying all my bills!

Same with me.

, wonder how we live without them

**jsmesjoy** · #14 (**permalink**) 06-17-2008, 07:48 AM

I use it for bil payment and tickets booking only.

**Michel Sandy** · #15 (**permalink**) 07-09-2008, 05:58 AM

i totally rely on credit cards .be it billing online,Shopping n even kitchen Requirement i use cash only For street vendors that too as least as possible...
i find it boring to carry cash ...
Card are the best one solution for all needs....
best option to prevent from Change problem