Hi,
Unsecured credit cards are a type of credit cards whose credit is secured neither by any home equity nor by a check from your banking account. In fact, unsecured credit cards aren't secured by anything except your promise to make payments as agreed.Normally, credit card limits are set as a percentage of deposits (between 80 and 300 percent). As unsecured cards have no security from the checking account, the rate of interest is much higher on these cards.But you will be surprised to know that most credit cards fall in this category! And reputed unsecured credit cards normally carry a maximum annual fee of $ 60, with anything more than that being a rip-off.

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a normal credit card is an unsecured credit card but hardly anyone ever refer to them as that.

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Lately I've been looking into check cards. The one I'm using is a Mastercard. It helps me to budget my spending. It's a wonderful alternative to "traditional" credit cards.

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There are a lot of unsecured credit cards of different types. You can find all the information in the Internet

Nice information
thanks Raeligh

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I neither like credit card nor cash, always though them as additional burden on my head.

That's why u will find me begging or calling friends when I run dry. LOL

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