What do you prefer a credit card or a debit card ?

A debit card does removes money directly from the users account.
A credit card does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the user. A credit card allows the consumer to revolve their balance, the price for it is the interest that is charged. Online bookings cannot be done in debit cards

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Life Rocks

i would prefer a credit card since it gives 50 days free credit period. so you can pay after that time.

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Trade Mumbai
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After using credit card for so many years now i feel that debit card is better in comparison of credit card.
I know credit card gives 50days of time to pay your bills but you also pay a good amount in the form of interest, taxes and other hidden charges.

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no there is no other additional charge,
i have never been charged extra for basic 50-52 days pay period, if you go beyond that you are definately charged

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Trade Mumbai
Buy & Sell property in mumbai

Debit card is always better. Keeping a credit card with us is better because you can use it whenever u feel it necessary.

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Debt Consolidation Services

I prefer a credit card, because it expands your cashflow. In some months, after bills, I may need a bit more than I have left over.

Credit cards can be handy to invest in expanding your business if you can see profits in the interest free period.

Credit cards can also be good if you do not overspend because you may et frequent flyer points.

Just make sure you can pay it back!

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I'd go for Credit card!

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Marketing Ideas and Insights

After using debit card for so many years now i feel that debit card is better in comparison of credit card.

You can only transact online using your debit card if it contains funds. The problem I see with a debit card is that it is not covered by the same protection policy accorded to credit card account holders.

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Practical Web Guide and Tips

I think both are good to have.

You can use debit cards when you have money in the bank, and use credit cards for emergencies or when you're running low on bank funds.

One thing to keep in mind is that debit cards are not reported to the credit bureaus; only credit cards are. So, if you are looking to build your credit history, you may want to consider getting a credit card.

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