Hi- I am new to this forum, and have been looking around and have found alot of useful information.

What I am looking for is opnions on my situation, if anyone would be so kind as to give them.

I currently am working full time for a large finance company as a Life Insurance case manager. I have been with this company for about 6 months and am not fully enjoying it. I came from working for my father as an independant insurance agent and liked it very much, but unfortunatly he sold the business.
I am considering going to work for a captive agent, captive meaning like a State Farm or Allstate, as an agent. They offer monthly compenstation while you are getting started which would pay my bills. My question is I would need to get my licenses again which could take about 2 months. I am considering quiting my current job so I can get the licenses quickly and taking out a "start-up" loan to help pay my bills while I am taking the licenseing classes. I would also use some of this money as "start-up" money to promote the business and lease office space.

What are your opnions on this, any suggestions, ideas, better options, ect.? Any input would be great.

p.s. I do have 'real world' business experience, I have owned a restaurant / bar for about 3+ years and taked alot of business classes.

your decision for quiting the current job seems fair, but later when you want to start up your own office at initial stanges it would be better to cut your expences , try to make some money without spending a lot for initial set up's , if you are really confident of quick returns on your investment then only look to spend more at start up stages.

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Trade Mumbai
Buy & Sell property in mumbai

I feel that since you are trying on something new, you first have to test it before you entirely depend on it. Please don not quit your present job. Try to work on a part time basis as far as your new plan is concerened. If things go fine in the first, two months and if you are really convinced about it, you may then quit your first job and start your new goal with great zeal.

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Paid Web Directory

I believe if you want to quit your current job you should save up money if u want to start to go to classes and open up your own business....thats good that you have some experience that you own a restaurant it will help you out but its a little different so you should start preparing for new changes...I believe you going to do a great job but make good decisions.

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International Online Business Portal
www.businessrise.com

Hi! I love when I hear people say they want to break out on their own! I just don't know enough about your personal circumstances to make a suggestion as far as whether to quit your job and live off loaned money while getting your licenses. Sounds like you have the experience to do well. Also sounds to me like working for yourself would be your best option. When I hear people say things like:
Sounds like an entrepreneur to me Just wanted to post and say congratulations!!
Freedom and security are opposites. A large number of people will recommend hanging on to the security until you have enough to grab for the freedom. Sometimes it is necessary to give up the security for the freedom. Honestly, I would highly recommend reading "Before You Quit Your Job" by Robert Kiyosaki (author of Rich Dad Poor Dad) before you....well quit your job. /cheers

Make sure you are secure with your new venture before leaving your job. Think of the consequences. Best of luck!

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Greece -

I can totally feel for you. For the short time that I had a "real" job, I absolutely hated it.

My recommendation to you is to NOT quit your job just yet. Start working on your licenses and start applying with various insurance companies. One of my friends just got an agency with Farmer's and he loves them. They also have my insurance and they are a great company to work with.

Anyway, as soon as he hits a certain status, they will give him $64,000 to establish his business. There is no reason for you to take out any loans. Many of these insurance companies will give you money to start your business with. I wouldn't go in debt for that.

Keep saving your money, working the job you hate, while taking your tests and getting your agency started. You will thank yourself in the long run.


Aaron

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You can decide by yourself if that deserves it or not .
Good luck .