people these days possess more than one credit card - when they open their wallets, there is a line of credit cards visible to you. sure it would make the person feel proud but not until the day he receives the monthly statement.


the eye focusses then on the figure of minimum payment due and thats it .

then starts the agony of finance charges, interest and credit shield costs .


80% of the minimum payment that you made is recovered back by bank thru these charges so u ended up paying just about nothing.


it is fine to pay back small but pay on time and avoid these harmful charges.

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JENNY